Homeownership Retention
A loss of income, unexpected medical expenses, or other life-altering occurrences can happen to anyone, and cause them to have difficulty making their mortgage payments.
If you think that your next mortgage payment might be late, or if you are already behind with your payments, the most important thing you can do to help prevent foreclosure is contact your Lender immediately.
If SC State Housing is your Lender, please call us at (803) 896-9521 or toll free at (800) 476-0412. We want to work with you to explore all options and alternatives to foreclosure. Never assume that your situation is hopeless and disregard the letters and calls from SC State Housing.
In order to work with you to solve the delinquency, we must hear from you! Ignoring the problem will not make it go away, it will only make it more difficult and costly to resolve. Foreclosure is the last outcome that any Lender wants. But, they need your cooperation to pursue alternatives to foreclosure. Call today. We are here to help!
Click on the links below for additional foreclosure prevention information.
- Request for Financial Information
- Tips for Avoiding Foreclosure
- HUD "How to Avoid Foreclosure" Brochure
- Help For Homeowners Facing The Loss Of Their Home
- Neighbor Works Center for Foreclosure Solutions
If you are a homeowner having trouble making your mortgage payments, please call
888-995-HOPE a free, high-quality foreclosure counseling hotline. 888-995-HOPE is
staffed by trained professionals from non-profit organizations who can help you figure
out your financial situation and what your best financial options are. You can call
anytime of the day or night, 24/7. Please pick up the phone and call as soon as
you can. The sooner you call, the more options you will have to save your home.
- More information is available at www.ForeclosureHelpandHope.org or www.995HOPE.org






